Saving for the Educational Plan of Our Children with PhilAm Life (Part 1 of 2)


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screen-shot-2016-11-29-at-12-19-04-pmGrowing up, I was constantly moved around during grade school due to my father’s job. We lived in Davao, Cebu, and Bacolod and finally rooted ourselves in Manila in the late 80’s. It wasn’t always easy to adjust to a new school culture and my parents felt more comfortable putting me in smaller schools where I was more than just a number and could find my voice.

screen-shot-2016-11-29-at-12-19-18-pmI finally completed my high school education at an International School in Manila, and I will be forever grateful to my parents for saving up and allowing me to enjoy the high school experience that my high school offered. In high school, I made the best friends I still have today and was able to take trips to places like Isabella, Sagada, and even Spain for the summer. High School taught me to respect deadlines, how to write good papers, and how to balance play and work. Lifelong lessons I have taken with me ever since. I went on to continue my college education in California and you can blame it on missing home too much and still quite not ready to launch that I returned to finish my college education in St. Benedict College. A few years later, I did my Master’s at the University of Sydney.

cDLD_6819If there’s one topic my friends and I constantly discuss, it’s the educational paths we hope for our children. We can all agree that school tuitions have gone up quite a bit in recent years. I work for an amazing high school right now, and I can tell you that the cost of a quality education is not cheap. But the real money hurdle is often college costs which are many times double or triple what you would pay from grades 1-12. It’s a sad fact that the salary increases aren’t moving as fast as those of school tuition increases. Eeep.

14732283_10154463251736391_6090305636581361983_nMy husband Carl and I want to be sure Fin and Nara are given the same high quality of education we were given and to do that means supporting them all the way till they receive their college (and even Master’s) diplomas, should that be the path they want to take.

photo-10-11-2016-9-05-05-amWith that goal in mind, Carl and I are planning as early as now how to make it a reality. That’s where Philam Life comes in. Philam Life has just launched their Future Scholar Plan and we are definitely interested in getting this for both Fin and Nara.

screen-shot-2016-11-29-at-12-43-23-pmFuture Scholar is an investment and life insurance plan that gives guaranteed education benefits and long-term growth potential. Based on your family’s personal goals, Philam Life’s Financial Advisors will help you calculate the college tuition you need to have available by the time your child is 18. From there, they will let you know how much you can invest with them through 5 installments (one a year for five years or even smaller instalments till your child is 17) to make your money grow. An added bonus is the life insurance benefit, so if anything (God forbid) were to happen to you, your children’s futures will be safe.

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With Philam Life’s stellar reputation we know that we’re in good hands, I can’t wait to tell you more about this plan in my next blog entry. Till then, I highly recommend already thinking about the educational path you are hoping for your little people. Trust me that the earlier you think about it, the better your chances are to make it a reality.

Learn more about Philam Life through their:
Website | Facebook Page

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