Guest Blogger: Nicole’s Dream For Her Children (part 2 of 2)

Once again, my dear friend Nicole Hernandez de los Angeles is here to share how she plans to save for her children’s education through Philam Life. You can read how easy it to make your own dreams for your little humans possible below. Take it away, Nicole!

Good relationships always hinge on partners that can be trusted and relied on. That’s why when we started thinking about planning for our children’s education, Philam Life was on top of our list. We wanted to work with a company that understood our needs as young parents, but also had a strong reputation in the industry.

Our two boys are still years away from college, but with rising tuition costs, we wanted to make sure that when the time came to write that big check, we’d be ready. When the Baby Barangay was offered a chance to learn more about investing for our childrens’ future, I knew it was time to take that first step and meet with an Agency Manager. We had a very informative morning with Philam Life’s top Agency Managers, mother and daughter tandem—Ces and Genie Melendres. When we were introduced to the Future Scholar Plan, jI couldn’t wait to get home and share what I learned with my husband.

For me, the Future Scholar and Life Insurance plan made perfect sense. It’s both a savings and investment platform (which especially appealed to my husband) and means that a portion of what we contribute has the ability to grow over time. Once we decide how much we want allocated for investment, the professional fund managers handle the rest, giving the account financial upside. It’s a really easy way to get those extra returns for our kids!

An equally important benefit was that in the unlikely event something would happen to us, the plan would carry on for my kids, without the need to pay for future premiums. This really gave us peace of mind knowing that the investment for our boys would remain intact.

Since the gift of education is something many parents value, I strongly encourage you to visit Philam Life and learn more about their programs. They are a staple in the investment and insurance community, and have proven over the years that they have the best interest of families like mine in mind.

 

Learn more about Philam Life through their: 
Website | Facebook Page

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Calyxta.com

Calyxta.Com is an online beauty store and magazine guaranteed to help you look your best.Have you checked out our site and store recently? There’s been a fresh drop of beauty articles and products that will make you start the new year right. Like how to nab gorgeous Vanessa Matsunaga’s glowing Bollywood inspired look here.

6 Ways to make your pores look smaller by top makeup artist Amanda Padilla.

Subtle and classy nail accessories & designs

Multitasking makeup products that will save the day

Top wrinkle busting treatments

Best tips to growing hair naturally

Ingredients 101: Argan oil is the new miracle oil

Cat eye made easy

The Calyxta girl cheat sheet on finding the perfect hair color

The 5 latest beauty tools to keep you looking fabulous

The 12 most sought after products at Calyxta

Calyxta Girls’ top 10 beauty picks

The best beauty looks of the year come together

Skincare resolutions to make on a daily basis

Learn more about Calyxta through their:

Website Instagram | Facebook | Twitter 

(Photo of Vanessa courtesy of Calyxta.com)

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Book Update: Three Books I Couldn’t Put Down

I admit, I haven’t done a book review on this site in a while. But it doesn’t mean that I’ve stopped reading daily. Books are and will always be my comfort blanket after a long day. Here are three recent books I read that stayed with me long after I closed their pages.Born a Crime by Trevor Noah

The Muse by Jessie Burton

Habibi by Craig Thompson

What have you been reading these days? Check out more of my book reviews here.

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